It is important to file claims to the Colorado Counties Casualty & Property Pool (CAPP) within a few days of the incident. CAPP protects the assets of counties throughout Colorado.
A claim, a formal request of CAPP for payment after a covered incident, is a vital step for the coverage of county employees. If no claim is made, then no action can be taken. CAPP does not need all the information at the time of the original report; additional information can be received as it becomes available. Ideally, the appropriate claim form is completed within a few days of the incident, if not 24 hours.
It should be noted that late reporting shortens the amount of time it takes to investigate a claim before having to admit or deny liability. So, the sooner a claim is filed after an incident, the more likely it is to be found in favor of a client.
However, it must also be stressed that it is imperative to notify CAPP immediately of any claims that involve a fatality or serious injury. If an accident results in death, it is strongly recommended to file a claim within 24 hours of the incident. If claims are not filed timely, the possibility exists that the Excess Insurance Carrier may deny coverage.
Complete the appropriate claim form:
Necessary information needed on the ACORD form:
Information to include:
New Claims should be sent to cappclaims@ctsi.org. After taking this initial step, CAPP members will be notified of what to do next. Please set up a claim file and keep all information together for future use and reference.
Prompt reporting of a CAPP claim benefits all parties involved, allowing us more time to investigate a claim before admitting or denying liability. Ideally, claims should be filed within a few days of the incident, and any fatality claims should be reported within 24 hours. For more information, contact CAPP at (303) 861-0507.
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