Wheel chocks are a simple but critical safety tool used to prevent vehicles and heavy equipment from moving unexpectedly when parked. Even with the parking brake engaged, factors such as […]
Serving Colorado's Counties
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Colorado counties have collaborated on shared risk solutions for more than 40 years. In 1984, county commissioners established the County Health Pool (CHP) to help stabilize and manage rising health insurance costs through a county-owned collective approach. The success of CHP led to the creation of the County Workers’ Compensation Pool (CWCP) and the Colorado Counties Casualty and Property Pool (CAPP) to address challenging insurance market conditions in those areas as well.
In 1992, County Technical Services, Inc. (CTSI) was formed to administer and support the three county-owned risk insurance pools, providing coordinated services and risk management support to Colorado counties.
There are four components to CTSI:
Pooling gives CTSI members the ability to use their collective buying power to negotiate from a position of strength in often uncertain insurance markets. Member involvement in the management and operation of CTSI and the pools produces a responsive and adaptive organization that excels at controlling costs. We regularly provide our members with renewal rates below the national average, consult with members about increased limits when needed, and provide coverage for new functions as required by members. Our commitment to continuous improvement means that we are constantly investigating ways to reduce the cost of insurance coverage and ancillary services for members. Our centralized purchasing power at a much larger volume has helped significantly control member costs over acquiring services and functions independently.
County Health Pool (CHP) provides employee health benefits. CHP is committed to cost control, well-designed benefit programs, and efficient claims administration. It is the only county-owned health plan provider in Colorado with benefits, contribution rates, and coverages determined by representatives from Member counties. Learn More.
County Workers’ Compensation Pool (CWCP) provides counties with statutory workers’ compensation coverage, a no-fault system that means the employee doesn’t have to prove that the employer is at fault to receive benefits. CWCP Member counties employ over 15,000 people with a payroll of approximately $542 million per year. Members earn equity in funds that are not used to pay losses, and equity is retained as a safety net to offset the swings in the insurance market. Learn More.
Colorado Counties Casualty and Property Pool (CAPP) protects the assets of counties throughout Colorado through broad coverage, risk management, and sound fiscal management. CAPP excels in loss control and claims management. Members earn equity in funds that are not used to pay losses. That pool equity is retained as a safety net to offset the swings in the insurance market. Learn More.
Counties continue to seek protection for their organizations from rising claims costs brought on by natural disasters, pandemics, social inflation, and more. Membership in your county-owned risk insurance Pools gives Colorado counties leverage to negotiate favorable premiums and coverage in this challenging market. For more information, please contact CTSI at (303) 861-0507.
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Colorado counties have collaborated on shared risk solutions for more than 40 years. In 1984, county commissioners established the County Health Pool (CHP) to help stabilize and manage rising health […]
