The Colorado Counties Casualty & Property Pool (CAPP) protects the assets of counties throughout Colorado through broad coverage, risk management, and sound fiscal management. CAPP's Board of Directors is elected from the ranks of county government, and serves as a model for intergovernmental pooling throughout the nation. CAPP is outstanding in loss control and claims management resulting in an excellent loss history and financial stability. Members earn equity in funds that are not used to pay losses. That pool equity is retained as a safety net to offset the swings in the insurance market.