Serving Colorado's Counties

About CTSI


CTSI Mission Statement: "To provide Colorado counties with alternative risk management and other technical services that are progressive, competitive and cost-effective." 

CTSI - Much more than insurance!

We are much more than insurance, CTSI provides high-quality insurance products, cutting-edge loss control, superior communications, and outstanding technical and consulting services tailored to meet its member’s needs. CTSI provides trusted member driven risk protection and insurance benefits to Colorado counties, schools, and other government agencies.

Faced with excessive costs in the commercial insurance industry, Colorado county commissioners united in 1984 to form their own self-insurance pools. Counties pooled their resources and formed the County Health Pool (CHP), followed by the County Workers’ Compensation Pool (CWCP), and the Colorado Counties Casualty and Property Pool (CAPP). CTSI administers the three pools and provides technical services beyond those specifically related to insurance. We provide improved risk management and loss control services as well as training and employee education, human resources assistance, and other value-added services, such as management and regulatory consulting. We also add new services as necessary to satisfy the needs of the counties.

Because CTSI's Board of Directors is composed of elected officials and county staff from throughout Colorado, we have our pulse on county activities and can respond quickly to meet the service and training needs of members. CTSI helps counties both by addressing their day-to-day insurance and loss control needs and by guiding them through rough spots when the unexpected happens. Members benefit from CTSI's expertise at keeping today's loss costs in check, which in turn keeps insurance rates down. CTSI's insurance expertise, coupled with other CTSI value-added services, provides counties with the means to manage numerous other operational costs.

CTSI has the expertise, resources, and experience to develop programs designed to meet your particular needs. We welcome both members and nonmembers. Most of our services are offered to members at no cost, and nonmembers are welcome to use CTSI services on a fee-for-service basis.

County-owned and operated, CTSI is an integral resource to county governments. Our varied products and services and our unflagging commitment to counties have propelled our long-term success.

News & Updates

Technical Update 42 - Remaining in Good Standing

As noted in last week’s CTSI Technical Update, 2021 renewals for your county Pools are well underway, notwithstanding the societal disruptions that seem to be plaguing 2020. In an effort to protect all members and minimize the potential for financial surprises late in the year, the CTSI Board would like to remind the members of […]

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July: Food Allergies
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Technical Update 41 - Pool Renewal Discussions Assure Stability

For over 30 years, CTSI and your pools have successfully navigated each year’s challenges and consistently provided comprehensive services to pool members. However, this is the first year we have not had an opportunity at the CCI conference to provide all members with a pool update and report on renewals for next year. At the […]

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Technical Update 40 - Ransomware

Garmin Ltd., a GPS device and service provider, was the latest company to be hit by a ransomware attack. Ransomware has infected thousands of computers and networks across the United States, including a 2018 attack on the Colorado Department of Transportation (CDOT) that cost $1.5 million to undo. Ransomware is a virus or type of […]

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Technical Update Issue 39 - Safer at Home Order Impacts County Events

CTSI recently received a question from one of our counties about whether outdoor activities such as county fairs or parades could be held given Colorado’s pandemic response orders. Executive Order D 2020 091 Safer at Home and in the Vast, Great Outdoors issued by Governor Polis on June 18, 2020, permits such activities provided they […]

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