Serving Colorado's Counties

About CTSI


CTSI Mission Statement: "To provide Colorado counties with alternative risk management and other technical services that are progressive, competitive and cost-effective." 

CTSI - Much more than insurance!

We are much more than insurance, CTSI provides high-quality insurance products, cutting-edge loss control, superior communications, and outstanding technical and consulting services tailored to meet its member’s needs. CTSI provides trusted member driven risk protection and insurance benefits to Colorado counties, schools, and other government agencies.

Faced with excessive costs in the commercial insurance industry, Colorado county commissioners united in 1984 to form their own self-insurance pools. Counties pooled their resources and formed the County Health Pool (CHP), followed by the County Workers’ Compensation Pool (CWCP), and the Colorado Counties Casualty and Property Pool (CAPP). CTSI administers the three pools and provides technical services beyond those specifically related to insurance. We provide improved risk management and loss control services as well as training and employee education, human resources assistance, and other value-added services, such as management and regulatory consulting. We also add new services as necessary to satisfy the needs of the counties.

Because CTSI's Board of Directors is composed of elected officials and county staff from throughout Colorado, we have our pulse on county activities and can respond quickly to meet the service and training needs of members. CTSI helps counties both by addressing their day-to-day insurance and loss control needs and by guiding them through rough spots when the unexpected happens. Members benefit from CTSI's expertise at keeping today's loss costs in check, which in turn keeps insurance rates down. CTSI's insurance expertise, coupled with other CTSI value-added services, provides counties with the means to manage numerous other operational costs.

CTSI has the expertise, resources, and experience to develop programs designed to meet your particular needs. We welcome both members and nonmembers. Most of our services are offered to members at no cost, and nonmembers are welcome to use CTSI services on a fee-for-service basis.

County-owned and operated, CTSI is an integral resource to county governments. Our varied products and services and our unflagging commitment to counties have propelled our long-term success.

News & Updates

Technical Update vol. 25 no. 37 - Preserving Institutional Knowledge

The first baby boomers reached retirement age in 2008, and every year more and more leave the workforce, taking their knowledge and experience with them. Holding on to that knowledge […]

Read More
Technical Update vol. 25 no 36 - AED Use and Maintenance

An AED (automated external defibrillator) is a medical device that helps people in cardiac arrest by analyzing their heart rhythm, and if necessary, by delivering defibrillation (e.g., electric shock) to […]

Read More
Technical Update Vol. 25 no. 35 - Controlling Claim Costs: Why Does it Matter?

Your insurance contributions for the Colorado Counties Casualty Pool (CAPP) and the County Workers Compensation Pool (CWCP) are based on your county’s exposure and a loss-sensitive component. What is Meant […]

Read More
Technical Update vol. 25 no. 34 - Changes to FSA and Health Enrollment Rules Expire

In response to the COVID-19 Pandemic, the Consolidated Appropriations Act, 2021 (CAA), along with guidance from the IRS, relaxed or expanded rules governing Flexible Spending Accounts (FSAs) and health plan […]

Read More
July: Healthy Vision Month
Read More