Serving Colorado's Counties

About CTSI


CTSI Mission Statement: "To provide Colorado counties with alternative risk management and other technical services that are progressive, competitive and cost-effective." 

CTSI - Much more than insurance!

We are much more than insurance, CTSI provides high-quality insurance products, cutting-edge loss control, superior communications, and outstanding technical and consulting services tailored to meet its member’s needs. CTSI provides trusted member driven risk protection and insurance benefits to Colorado counties, schools, and other government agencies.

Faced with excessive costs in the commercial insurance industry, Colorado county commissioners united in 1984 to form their own self-insurance pools. Counties pooled their resources and formed the County Health Pool (CHP), followed by the County Workers’ Compensation Pool (CWCP), and the Colorado Counties Casualty and Property Pool (CAPP). CTSI administers the three pools and provides technical services beyond those specifically related to insurance. We provide improved risk management and loss control services as well as training and employee education, human resources assistance, and other value-added services, such as management and regulatory consulting. We also add new services as necessary to satisfy the needs of the counties.

Because CTSI's Board of Directors is composed of elected officials and county staff from throughout Colorado, we have our pulse on county activities and can respond quickly to meet the service and training needs of members. CTSI helps counties both by addressing their day-to-day insurance and loss control needs and by guiding them through rough spots when the unexpected happens. Members benefit from CTSI's expertise at keeping today's loss costs in check, which in turn keeps insurance rates down. CTSI's insurance expertise, coupled with other CTSI value-added services, provides counties with the means to manage numerous other operational costs.

CTSI has the expertise, resources, and experience to develop programs designed to meet your particular needs. We welcome both members and nonmembers. Most of our services are offered to members at no cost, and nonmembers are welcome to use CTSI services on a fee-for-service basis.

County-owned and operated, CTSI is an integral resource to county governments. Our varied products and services and our unflagging commitment to counties have propelled our long-term success.

News & Updates

Technical Update vol. 26 no 39 - Fifteen-Passenger Vans

Fifteen-passenger vans allow counties to carry up to 15 people from one location to another, making them a convenient transportation option; however, their size and shape make these vehicles more […]

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Technical Update vol. 26 no 38 - Pregnancy Leave and Nursing Rights of Employees

State and federal laws protecting workers from sex and gender discrimination prevent differential treatment of pregnant workers. Treating a worker differently on account of pregnancy may be a violation of […]

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Technical Update vol. 26 no 37 - Understanding HIPAA

The Health Insurance Portability and Accountability Act (HIPAA) was signed into law in 1996 with the primary goals of ensuring continuous health insurance coverage for people who have lost or […]

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Technical Update vol. 26 no. 36 - How Secure is Your Data?

Personal data has increasingly become a target of hackers. Twitter, Target, and Yahoo are a few of the companies that have experienced data breaches that left their customers vulnerable to […]

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August 2022: Sun Safety
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