Serving Colorado's Counties

About CTSI


CTSI Mission Statement: "To provide Colorado counties with alternative risk management and other technical services that are progressive, competitive and cost-effective." 

CTSI - Much more than insurance!

We are much more than insurance, CTSI provides high-quality insurance products, cutting-edge loss control, superior communications, and outstanding technical and consulting services tailored to meet its member’s needs. CTSI provides trusted member driven risk protection and insurance benefits to Colorado counties, schools, and other government agencies.

Faced with excessive costs in the commercial insurance industry, Colorado county commissioners united in 1984 to form their own self-insurance pools. Counties pooled their resources and formed the County Health Pool (CHP), followed by the County Workers’ Compensation Pool (CWCP), and the Colorado Counties Casualty and Property Pool (CAPP). CTSI administers the three pools and provides technical services beyond those specifically related to insurance. We provide improved risk management and loss control services as well as training and employee education, human resources assistance, and other value-added services, such as management and regulatory consulting. We also add new services as necessary to satisfy the needs of the counties.

Because CTSI's Board of Directors is composed of elected officials and county staff from throughout Colorado, we have our pulse on county activities and can respond quickly to meet the service and training needs of members. CTSI helps counties both by addressing their day-to-day insurance and loss control needs and by guiding them through rough spots when the unexpected happens. Members benefit from CTSI's expertise at keeping today's loss costs in check, which in turn keeps insurance rates down. CTSI's insurance expertise, coupled with other CTSI value-added services, provides counties with the means to manage numerous other operational costs.

CTSI has the expertise, resources, and experience to develop programs designed to meet your particular needs. We welcome both members and nonmembers. Most of our services are offered to members at no cost, and nonmembers are welcome to use CTSI services on a fee-for-service basis.

County-owned and operated, CTSI is an integral resource to county governments. Our varied products and services and our unflagging commitment to counties have propelled our long-term success.

News & Updates

Technical Update Issue 37 - Heat-related Illnesses

As temperatures soar, the risk of heat-related illness increases. These illnesses are caused when the body’s cooling mechanisms (i.e., sweating, radiating heat, etc…) are unable to lower the body’s core temperature, usually as the result of physical activity and/or high temperatures. People with pre-existing medical conditions, the elderly, and young children are most at risk […]

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June: The Benefits of Vitamin D
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Technical Update Issue 36 - SB20-217: Law Enforcement Integrity Act

SB20-217, concerning law enforcement accountability and signed by the Governor on June 19, includes several provisions that have implications for pool insurance coverage. A PDF of the signed act is available here. SB20-217 & CAPP Based on the manuscript form of the CAPP policy, which is designed to meet the current and expanding needs of […]

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Issue Number 35 - Caution! Snake Season is Here

Of Colorado’s 30 snake species, only three pose a threat to humans: the prairie rattlesnake, the Western rattlesnake and the massasauga rattlesnake. Observe and share the following safety tips to better understand snake behavior: Rattlesnakes like to hide. Snakes do not like to interact with humans or other animals. If the snake coils up and […]

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CTSI Mourns James Buchanan Adams III, CTSI Property & Liability Senior Claims Examiner

James Buchanan Adams III, CTSI Property & Liability Senior Claims Examiner, passed away on April 25, 2020.  James was a valued member of the CTSI team for over 13 years.  Born in Atlanta, Georgia, James grew up in Brooklyn, New York.  He moved to Littleton, Colorado, with his family in 1989 and enjoyed the many […]

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