Serving Colorado's Counties

Loss Control

CTSI's Loss Control Department offers counties specialized training adapted to meet the needs and to limit the risks each county faces. CTSI’s Loss Control department demonstrates one of the benefits counties derive from pooling their resources. Few, if any, member counties would individually be able to afford the depth and breadth of loss control and safety expertise offered by CTSI's team of engineers, trainers, and problem solvers.

Risk management has evolved into a discipline that relies more on minimizing and controlling risks and losses and less on simply paying for claims as they occur. This is particularly true for governmental entities that have constantly changing and expanding exposures. 

Part of CTSI's mission is to keep member counties informed about new regulations issued by state and federal regulatory agencies. CTSI also keeps members up-to-date on innovative and effective management practices used in the public and private sector to reduce risks and cut losses. 

A Loss Control Specialist is assigned to each county, to help counties manage risk and provide training and risk management consultation. In addition, CTSI's Human Resource Specialist is available to aid counties in personnel management. Loss Control is the cornerstone for the success of the county-owned pools. CTSI provides members with timely technical updates, loss control classes, webinars, and a film and reference library designed to give members the tools they need to lower risk and control costs. 

CTSI unbundled services in 1997, allowing counties that aren't members of CAPP or CWCP to access CTSI's expertise on a fee-for-service basis. For more information, contact a CTSI Loss Control Specialist. 

News & Updates

Technical Update vol. 25 no. 3 - CAPP Crime and Public Officials’ Liability Coverage in Lieu of Bonds

In 2010 and 2013, legislation was enacted to allow counties to purchase crime insurance in lieu of surety bonds for elected officials, staff, other named insureds, and public trustees. This legislation saves CAPP member counties money by not having to purchase bonds because CAPP member county named insureds have $10 million in public officials’ liability […]

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Technical Update 2 vol. 25 no. 2 - Increase in Unemployment Fraud

Many of our counties and county employees have reported receiving fraudulent unemployment claim forms. The Colorado Department of Labor and Employment (CDLE) has seen a spike in fraudulent claims since Christmas when the federal Pandemic Unemployment Assistance (PUA) program ended on December 26th. Recent legislation has since extended these benefits by 11 weeks.  Fraudsters who […]

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Technical Update 1 vol. 25 no. 1 - Colorado Equal Pay for Equal Work Act is in Effect

The Colorado Equal Pay for Equal Work Act went into effect on January 1, 2021. Enacted in 2019, the Equal Pay Act contains several parts and is designed to protect against wage discrimination based on sex, prohibits employers from asking job applicants about their salary history, and requires employers to disclose compensation and promotion information. […]

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December: Keeping Your New Year's Resolution
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Technical Update 62 - Colorado's Minimum Wage Supersedes Current Federal Minimum Wage

In November 2016, Colorado citizens voted for Amendment 70, which raises the state minimum wage. The minimum wage is the lowest wage that can be paid to most workers under the law. Since July 24, 2009, the federal minimum wage for covered nonexempt employees is $7.25 per hour. The federal minimum wage provisions are contained […]

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